Most people think of borrowing as something you do to spend - not something that helps you build wealth. Binaxity flips that idea on its head.

A Binaxity I-LOC (Investment Line of Credit) is a new type of credit product designed to help you accumulate Bitcoin responsibly, without margin calls, forced liquidations, or rigid loan structures.

Instead of borrowing to consume, you borrow to co-invest and build long-term assets.

A Credit Line Designed for Investing - Not Spending

When you apply for a Binaxity I-LOC, you’re approved for a credit limit. This is not a traditional installment loan. It’s a flexible line of credit you can use whenever you choose, in amounts you choose.

From your available credit, you can take out multiple investment loans over time - each one helping you accumulate more Bitcoin.

You stay in control:

• draw $1,000 today

• draw $2,500 next month

• draw nothing for 3 months - it’s entirely up to you.

1:1 Co-Investment - Double Your BTC Buying Power

For every dollar you invest, Binaxity lends one dollar.

If you invest: $1,000 Binaxity matches: $1,000 Total BTC purchased: $2,000

This simple 1:1 structure lets you grow your Bitcoin position twice as fast, without needing the full amount up front.

Each drawdown triggers:

• your co-investment (USDC or USDT)

• a matching loan from your I-LOC

• automatic BTC purchase once the funding clears

No Margin Calls. No Liquidation Prices. No Stress.

Traditional crypto loans are risky because they depend on loan-to-value (LTV). If the price drops, you get:

• margin calls

• forced liquidation

• or complete loss of your BTC

Binaxity I-LOC is different.

There are no LTV triggers and no margin calls. Your BTC is never automatically sold due to volatility.

As long as you make your simple interest-only payments, your position stays intact - even in price drawdowns.

This is one of the core innovations behind I-LOC.

Interest-Only Monthly Payments (No Principal Required)

Each loan you take from your credit line has:

• a fixed term (e.g., 18 months)

• interest-only payments

• no mandatory principal repayment during the term

This keeps monthly costs low and predictable.

You can repay principal anytime you want, but you never have to until the term ends.

This structure makes I-LOC feel more like an asset accumulation tool, not a burdensome traditional loan.

Redeem Anytime - Total Flexibility

You can redeem your BTC at any time.

If you sell BTC:

• proceeds first repay your outstanding loan balance

• any remaining profit goes directly to you

There are no prepayment penalties and no lockups.

Your Bitcoin remains your asset - held with licensed custodians - and you always stay in control.

Secure, Institutional-Grade Custody

Your BTC is stored using:

• Fireblocks-powered infrastructure

• licensed custodians

• full visibility in your dashboard

You always see:

• your loan balance

• your BTC balance

• your available credit

• your investment history

Why People Use a Binaxity I-LOC

People use I-LOC for three major reasons:

1. Accelerate BTC accumulation

Your buying power doubles with every draw.

2. Sleep better during volatility

No margin calls, no liquidation triggers - ever.

3. Retain full control

Interest-only payments + redeem anytime = total flexibility.

For long-term Bitcoin believers, it creates a disciplined, protected path to accumulate more BTC.

The bottom line

An I-LOC takes the familiar idea of a line of credit and flips it into an asset-building strategy. By combining your own contribution with borrowed funds, investing consistently on your own terms, you’re left with more than just a loan - you’re left with a portfolio.

It’s borrowing with a long-term purpose.