Turbo Mortgage: Unlocking Wealth for Every Homeowner

At Binaxity, we believe in the power of financial inclusivity. Our mission is to democratize access to premium financial products that were once the exclusive domain of the wealthy. Enter the Binaxity Turbo Mortgage—a revolutionary yet familiar approach that brings the best of custom-tailored wealth-building strategies to the broader market.

The Binaxity Approach: Familiar, Yet Revolutionary

The Turbo Mortgage isn’t a new invention. It's a sophisticated financial tool traditionally reserved for the top 1%, now productized and tailored for everyone. By integrating investment opportunities directly into the mortgage structure, we enable homeowners to maximize their wealth creation potential effortlessly. Think of it as combining the stability of a mortgage with the growth potential of high-return investments—essentially, an interest-only mortgage paired with strategic investments in index funds.

Turbo vs. Traditional Mortgages: A Game Changer

Traditional mortgages are designed for home ownership, but they lack the flexibility to enhance wealth creation. Let’s break down how the Turbo Mortgage stands out:

1. Enhanced Wealth Creation:

   • Traditional Mortgage: Pay principal and interest with limited financial growth.

   • Turbo Mortgage: Pay interest only, with the principal savings automatically invested in high-growth ETFs like the S&P 500 or NASDAQ 100. For example, on a $650,000 mortgage, traditional 30-year fixed rates could turn $650,000 into just the principal amount. In contrast, Turbo Mortgage could grow the same amount into $2,844,852.51 tracking NASDAQ 100 at 13.72%.

     

2. Retain 100% of Home Equity Upside:

   • Traditional Mortgage: Your net worth is largely tied up in home equity.

   • Turbo Mortgage: Not only do you benefit from investment growth, but you also retain 100% of the equity upside from your home. This means any increase in your home's value over time is entirely yours.

3. Reduced Risk:

   • Traditional Mortgage: Your net worth is tied up in home equity, vulnerable to market dips.

   • Turbo Mortgage: Diversified investments across multiple high-performing assets reduce risk and enhance resilience against economic fluctuations.

4. Tax Efficiency:

   • Traditional Mortgage: Limited tax benefits and capital gains tax exemption on profits up to $250,000 for single filers and $500,000 for married couples filing jointly when selling a primary residence.

   • Turbo Mortgage: Offers significant tax deductions, especially when tied to tax-deferred or tax-free accounts like Roth IRAs or TFSAs, potentially tax-free wealth accumulation. Additionally, you retain the same capital gains tax exemption benefits when selling your primary residence.

5. Payment Flexibility:

   • Traditional Mortgage: Missing payments could lead to penalties or delinquency.

   • Turbo Mortgage: Flexibility to adjust investment payments during financial difficulties, ensuring only the interest portion is mandatory.

6. Liquidity Advantage:

   • Traditional Mortgage: Home equity is less liquid.

   • Turbo Mortgage: Investment portfolio provides greater liquidity, offering quick access to funds when needed without the complications of selling property or taking home equity loans.

Why Choose Turbo?

The Binaxity Turbo Mortgage isn’t just for new home purchases. Its benefits extend to renewals and refinancing, outperforming traditional mortgages in wealth creation even over shorter periods. For instance, a 30-year mortgage refinanced after 15 years can significantly boost wealth accumulation, demonstrating Turbo’s superior performance and adaptability.

Join the Financial Revolution: Turbocharge Your Mortgage Today

At Binaxity, we are committed to transforming how people perceive and handle their mortgages. Our Turbo Mortgage is designed to empower homeowners, enabling them to build wealth more efficiently and securely. Don’t just own your home—let it be the cornerstone of your financial growth.

Ready to take the next step? Join the Turbo Mortgage waitlist today and embark on a journey towards enhanced financial prosperity. Because at Binaxity, we believe wealth-building should be for everyone, not just the top 1%.