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Introducing BTC I-LOC - Borrow to Build Your Bitcoin Portfolio

Our Investment Line of Credit is now available with direct Bitcoin investing. Borrow with a structured plan, invest automatically, and grow your digital assets over time.

Launching in Canada - Reserve your spot today.

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Binaxity dashboard on mobile
Binaxity dashboard on mobile

What is an Investment Line of Credit (I-LOC)?

An I‑LOC links every dollar you borrow to building a long‑term investment. With BTC I‑LOC, each approved draw is automatically used to buy Bitcoin and held with licensed custodians, administered through institutional‑grade infrastructure. You are building an asset, not just carrying a balance.

How BTC I‑LOC works

1

Apply and activate

Get approved, sign your agreement, and pay a 1% activation fee.

2

Set your 12‑month draw plan

Choose a monthly draw amount for up to 12 months. During this period you pay interest only. BTC is purchased within 12 hours of each draw and held in secure custody.

3

Co‑invest to unlock your credit

For every $1 you put in, we lend $4. Example: you contribute $50, we lend $200, and $250 of BTC is added to your vault. Skin in the game for you. Disciplined risk for everyone.

4

Switch to repayment

After the 12‑month draw window, your balance converts to a 4‑year repayment with fixed monthly principal and interest payments.

5

Track and manage

See your BTC vault, loan balance, and payments in your dashboard. You can redeem BTC anytime. A 1% redemption fee applies and proceeds first go to any outstanding loan balance.

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Make every dollar work harder

With co-investment, your contribution is multiplied.
Maximize every dollar using leveraged investing. For instance, you put in $50, we lend $200, and together $250 is used to purchase BTC. That’s real skin in the game. A structure designed to keep you disciplined, focused, and steadily growing your assets instead of just taking on debt. — Learn more →
You
$1
Binaxity
$4
Co-invest to unlock your credit

Try Our Wealth Time Machine

Try our built-in time machine simulator to view past performance using real historical BTC market data. The simulator assumes a 12% annual interest rate.

Try common examples like $10k, $20k, or $30k.

Go back in time to 2015 or choose a recent year.

The I-LOC simulator uses historical performance data sourced from Yahoo Finance. Simulation results are hypothetical and for informational purposes only-not financial advice. Displayed gain does not include taxes. Actual after-tax results may vary based on individual circumstances. See Disclaimer [3], [4], [5]
Co-Investment
Investment ratio
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Amount self contributed
Interest Paid
Total since start
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Per month
Portfolio Value
Est. Net Return
Before Taxes
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Why an Investment Line of Credit?

An Investment Line of Credit (I-LOC) allocates borrowed funds into user-selected assets - such as Bitcoin or diversified ETFs - providing a structured pathway for potential long-term financial growth. See Disclaimer [2], [5]
Borrow with a Purpose
Borrow with a Purpose

Use structured credit to acquire Bitcoin over time, with built-in discipline and institutional-grade custody.

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Security You Can Trust
Security You Can Trust

All BTC assets are held and protected with licensed institution-grade custodians, fully segregated from Binaxity corporate funds.

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Early Access to a Growing Suite
Early Access to a Growing Suite

Start with BTC I-LOC today - be first in line when ETF-backed I-LOC launches later this year.

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The Compound View

Insights on credit, investing, and modern wealth-building. Demystifying how structured borrowing and smart portfolio strategies can work for you.

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Limited Launch in Canada - Reserve Now
Early access opens in 30 days - invitation only.
Join the waitlist to secure your place and start building your Bitcoin portfolio.
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